Bud Verfaillie is founder and CEO of Victory Asset Management Co. Inc. His 28 years experience in the asset management industry has provided practical applications to identify and correct deficiencies and help clients meet their financial goals. Victory was established to provide clients access to objective information, leading products and customer service using strategies based on Best Practice Standards.

Bud is fighting for full disclosure of all plan costs, dispelling myths executives have concerning their retirement plans including the misunderstanding concerning their roles as fiduciaries.

As little as 5-years ago, there were no professional standards of practice within the company retirement planning industry. Shortly before the scandals at Enron , WorldCom and Tyco, the Center for Fiduciary Studies was established as the first professional organization providing Best Practice Standards. Bud is the champion using these best practice standards.

Bud is the chief architect of the companies 55-point portfolio manager-screening program, which has received national recognition from his peer group. The comprehensive and objective approach has proven to be an effective tool in identifying and monitoring portfolio managers. Bud developed the formal guidelines and protocols for the Investment Committee to follow during their manager review process. He also developed the three-level manager watch-list criteria.

Mr. Verfaillie earned a BA in Business Administration from Rutgers University in 1978. He holds the following professional designations: Accredited Investment Fiduciary Analyst (AIFA) Professional Plan Consultant (PPC) and Certified Financial Planner (CFP). He has taught industry classes for professionals who wanted to earn their CFP designation, and other industry licenses. Mr. Verfaillie has lectured and instructed hundreds of financial advisory firms on how to successfully transition their practice from commission to fee-based.

Mr. Verfaillie sits on the board of several local non-profits including Rotary Internatinal. Health, nutrition and fitness have been life long hobbies. Bud has been involved in writing commentaries on evolution, creation and biblical substantiation.

Greg has been on Victory’s Investment Committee since 1998. Greg has been instrumental in strengthening Victory’s Proprietary portfolio manager screening program. He advises the Investment Committee on advancing their research protocols. Greg is a practicing CPA who has been advising businesses and individuals for over 25 years. Greg has a B.A. in Accounting from Rutgers University.

MCG was founded in 1963 by Tom’s grandfather, and has been providing fee-only advice for nearly five decades. Tom became President in 1987. MCG was one of the first independent advisory firms of this size to utilize separate account managers (Institutional Managers) as an investment alternative to mutual funds. Tom has achieved the coveted Dalbar Award. This prestigious seal is awarded to financial professionals who have exceeded national benchmarks in the areas of trust, client satisfaction, quality of advice and financial results. Tom has served on the Charles Schwab Advisor Network Board and has served on the Board of Directors of “The Dividend Growth Fund,” a publicity traded mutual fund. Tom is frequently quoted in print for the Dow Jones Newswire, Barrons, and Financial Planning magazine. He is a regular panelist on CN8’s top rated financial program “Money Matters Today.”

Prior to joining MCG in 2002, Tim worked at Morgan Stanley and Paine Webber as a portfolio manager. He graduated from Loyola College with a B.A. in Finance and led the Varsity Lacrosse team as Captain and was a three-time All-American.

Pat has 25 years experience in the financial services industry, including eight years as President of her own advisory firm. Pat holds a MBA from Drexel University and a B.A. from Temple University. She received her CFP certification in 1996 from the College of Financial Planning.

Prior to joining MCG in the fall of 2000, Frank held the position of Director of Investor Relations at Conrail.  Frank has over 20 years of experience and has held a variety of finance positions in a Fortune 300 company.  Frank holds a MBA from Drexel University in addition to his B.S. in Accounting from St. Joseph’s University.

Prior to joining MCG in 2002, Michael was a Senior Investment Specialist and Branch Manager with Charles Schwab & Company.  Prior to working at Charles Schwab, Michael worked at Brown & Company in Philadelphia where he sat on the trade desk handling equity, as well as fixed income trading.  Michael started his career with Smith Barney working directly with a Senior Vice President specializing in the IPO markets as well as developing investment plans for individuals and businesses.  He holds a B.S. in Business Administration from Ruters University and is currently enrolled in the CFP program with
Fairleigh Dickinson University.

Marianne Rullo has fifteen years experience in the financial services industry, including eight years in various positions at Lehman Brothers.  Prior to that, she worked for the U.S. General Accounting Offices as a Compliance Officer.  Marianne received her M.B.A from the University of Notre Dame in addition to her B.S. in Finance
from St. Joseph’s University.